Credit Rating Details

POOR CREDIT HISTORY?

Your Bank Won't Give You a Mortgage

You were foolish with your money when you were younger, went through a messy divorce, had a small business failure, lost your job or maybe you were attacked by aliens. Bottom line is you have a bad credit history and your bank won't give you a mortgage. Sound familiar?

WHAT TO DO?

You Need Our Help!

We can show you what you need to do, to get the mortgage approved. There are several lenders who specialize in this sort of lending but you won't find them on every street corner. There are private lenders, trust companies and even some banks that will take a good look at your situation and will approve your application if the deal makes sense.

Even if you were just discharged from a bankruptcy, there are still options available to you.

WHAT CAN YOU DO TO IMPROVE YOUR CREDIT RATING?

Below 75% of Your Available Credit

You need to pay all your bills on time. That means before the due date. Paying late or running your balances up to the credit limit has a negative impact. Keep your balances below 75% of your available credit.

CHECK YOUR CREDIT REPORT YEARLY

Obtain Credit Report

If you think you may have a credit problem but are not sure if you can qualify for a mortgage, call us first, or apply on line using our online application.  We can pull a credit report for you with no obligation or cost to you.

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